Knowledge Base
We have got you covered with all the information and resources you need to Study, Live and Work in Australia. You can get answers to all the frequently asked questions, the ultimate guide to steer your way through our website: from creating profiles till you get enroled and beyond; and everything you need to know about studying in Australia.
What is OSHC?
OSHC is a health insurance (health cover) designed to help international students to cover the costs of medical and hospital treatment international students may need when having accidents or illnesses for the duration of staying in Australia. You will be advised in advance that these costs are often very expensive in Australia. OSHC is a mandatory condition for student visa application as per visa requirements.
To apply/extend your OSHC, simple click on this link:
https://oshcstudents.com.au/oshc-au-get-a-quote/?action=get-a-quote&agentcode=9JAMFK&agentname=EDUCITY%20AUSTRALIA
Who provides OSHC?
- AHM
- CBHS
- Allianz
- Medibank
- Bupa
- NIB
- Others
Why do we need OSHC?
Visa study abroad requires students to have OSHC and must maintain this insurance throughout their stay and study in Australia. OSHC helps international students cover the costs of medical treatment and hospital treatment in case of illness or accident while living and studying in Australia.
When do I need to get it?
Health insurance is a requirement for your Student Visa, and you must be covered from the day you arrive in Australia. You must have suitable health insurance for the duration of your visa.
If you are extending your study period, you must buy a new OSHC and make sure that when one OSHC expires, the next one begins immediately.
Can I get a refund if my visa is denied?
Yes, you can get a 100% refund. You’ll need to contact your OSHC provider and show them a copy of the denial letter you received from the Australian Government Department of Home Affairs.
What does OSHC cover?
To find out what is and is not covered by the OSHC, look at the table below. Please be aware that this is only a broad overview, and we advise you to clarify your insurance's coverage details with your OSHC provider as covers may vary depending on the options you choose.
|
What’s covered |
What’s not covered |
|
Cost of treatment (including hospital expenses) |
Cosmetic, beauty and laser surgery |
|
Cost of GP and specialists’ consultation fees |
Extras like Dental, Optical and Chiro |
|
Cost of medical drugs (limited) |
Infertility treatments like IVF or ARS |
|
Implanted prosthesis |
Any treatment outside Australia |
|
Cost of treatment (including hospital expenses) |
Compensation treatment covered by other insurances |
* You must always check your terms and conditions, eligibility and the services covered by your policy with the provider. All OSHC providers or the type of OSHC provided may be different.